The inflation rate in Poland between 1995 and today has been 305.8%, which translates into a total increase of zł305.8. This means that 100 zloty in 1995 are equivalent to 405.8 zloty in 2025. In other words, the purchasing power of zł100 in 1995 equals zł405.8 today. The average annual inflation rate between these periods has been 4.78%.
The following chart depicts the equivalence of zł100 due to compound inflation and CPI changes. All values are equivalent in terms of purchasing power, which means that for each year the same goods or services could be bought with the indicated amount of money.
All calculations are performed in the local currency (PLN) and using 6 decimal digits. Results show only up to 2 decimal digits to favour readability. Inflation data is provided by governments and international institutions on a monthly basis. Today's values were extrapolated from the latest 12-month rolling average official data.
The following table contains relevant indicators:
| Indicator | Value |
|---|---|
| Cumulative inflation 1995-2024 | 290.48% |
| Cumulative inflation 1995-today | 305.8% |
| Avg. Annual inflation 1995-2024 | 4.81% |
| CPI 1995 | 38.88 |
| CPI 2024 | 151.8 |
| CPI 2025-03 (latest official data) | 157.02 |
| CPI today | 157.76 |
There are several ways to calculate the time value of money. Depending on the data available, results can be obtained by using the Consumer Price Index (CPI) formula or the compound interest formula.
When we have both the start and end years, we can use the following formula:
To obtain the values equivalent in buying power between 1995 and 2024, use the corresponding CPI values:
To obtain the equivalent value today (present value), plug in the CPI for today, which is estimated as 157.76:
Given that money changes with time as a result of an inflation rate that acts as compound interest, we can use the following formula: FV = PV × (1 + i)n, where:
In this case, the future value represents the final amount obtained after applying the inflation rate to our initial value. In other words, it indicates how much are zł100 worth today. There are 29 years between 1995 and 2024 and the average inflation rate was 4.8094%. Therefore, we can resolve the formula like this:
| Initial Value | Equivalent value | |
|---|---|---|
| zł1 zloty in 1995 | → | zł3.9 zloty in 2024 |
| zł5 zloty in 1995 | → | zł19.52 zloty in 2024 |
| zł10 zloty in 1995 | → | zł39.05 zloty in 2024 |
| zł50 zloty in 1995 | → | zł195.24 zloty in 2024 |
| zł100 zloty in 1995 | → | zł390.48 zloty in 2024 |
| zł500 zloty in 1995 | → | zł1,952.42 zloty in 2024 |
| zł1,000 zloty in 1995 | → | zł3,904.84 zloty in 2024 |
| zł5,000 zloty in 1995 | → | zł19,524.19 zloty in 2024 |
| zł10,000 zloty in 1995 | → | zł39,048.39 zloty in 2024 |
| zł50,000 zloty in 1995 | → | zł195,241.95 zloty in 2024 |
| zł100,000 zloty in 1995 | → | zł390,483.89 zloty in 2024 |
| zł500,000 zloty in 1995 | → | zł1,952,419.45 zloty in 2024 |
| zł1,000,000 zloty in 1995 | → | zł3,904,838.9 zloty in 2024 |
| Cumulative inflation From 1995 | 305.8% |
| Avg. annual inflation From 1995 | 4.78% |
| CPI 1995 | 38.88 |
| CPI today | 157.76 |
| Period | Value |
|---|---|
| 1995 | 100 |
| 1996 | 119.79 |
| 1997 | 137.66 |
| 1998 | 153.63 |
| 1999 | 164.62 |
| 2000 | 180.91 |
| 2001 | 190.7 |
| 2002 | 194.33 |
| 2003 | 195.66 |
| 2004 | 202.28 |
| 2005 | 206.69 |
| 2006 | 209.35 |
| 2007 | 214.5 |
| 2008 | 223.43 |
| 2009 | 231.91 |
| 2010 | 237.9 |
| 2011 | 247.98 |
| 2012 | 256.81 |
| 2013 | 259.36 |
| 2014 | 259.5 |
| 2015 | 257.23 |
| 2016 | 255.52 |
| 2017 | 260.82 |
| 2018 | 265.55 |
| 2019 | 271.47 |
| 2020 | 280.63 |
| 2021 | 294.81 |
| 2022 | 337.35 |
| 2023 | 376.25 |
| 2024 | 390.48 |
| 2025-03 | 403.9 |
| Today | 405.8 |
All available years
Today's value of polish zloty by year:
1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Other currencies: